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sukkatumppu 11th-Jan-2019 12:42 pm (UTC)
Have any of you guys ever had to deal with insurance companies' shit? [Cause Im pissed]

I'm currently dealing with two different insurance companies, as if one wasn't enough. My suitcase was stolen last week and I reported it to the police and my home insurance have apparently started looking into it but who knows if I'll ever get any money. I mean I was on my way home but I wasn't there yet so idk if they have to pay me.

But mainly! I've been dealing with another insurance company for two years about losing my working ability due to an accident. I've been trying to contact the guy who's supposed to take care of my stuff all year last year, but he's only replied to the emails that have been particularly easy to reply to. (as in, he's only replied if it's been easy for him to deny paying me.) I've tried calling and I've tried writing but no response. Until Wednesday! When he finally picked up the phone and seemed sorta sorry about not having paid me and said he'd try to sort it out. They've been paying me about 500€ a month for a year, when I should really be granted disability pension, which according to the law should be the same as the average income of someone who can work. So yea, I was pretty thrilled when the guy on the phone said they'd fucked up and I would be getting all of the last year's income that they hadn't paid me. And today I got a letter about the amount they're paying me. It's 5k??? What the FUCK??! You're telling me a university degree graphic designer makes 5k € a year?? Fuck off m8, I'm pretty sure that's less than 3 months' pay!! Like even if you add the 500e/month to that, that's still only about half of what I should be getting right? Or can I just not count? Like sure, graphic designers can be employed in very different working environments but I'm pretty sure they're still usually paid slightly more than a janitor.
I'm allowed to be pissed right? Ugh idk, maybe there's a logical reason for this or maybe they're just going to pay me more later but it didn't sound like that in the letter. I'm pretty pissed if you can imagine lol. It's so fucking annoying that I'm almost laughing. I'm sorry I'm complaining! I'm just pissed ugh



Right. I hope you've all had a slightly better week lol
dongsaengkiller 11th-Jan-2019 06:24 pm (UTC)
That’s awful! Sorry you’re dealing with all that nonsense. Can you afford to get legal aid especially for the second insurance company? Dealing with insurance companies by yourself is an easy way to get screwed over. Good luck
sukkatumppu 11th-Jan-2019 06:47 pm (UTC)
I don't think I can afford legal aid but I've got a couple things going that might help me, idk. I've contacted a government funding thing (idk what to call it in English, sorry) that pays disability pension to people that aren't disabled in an accident or something like that, like I was. I've been told that once they notice it's not their job to pay me, they'll pressure insurance to pay me. So who knows, maybe that'll help.
One thing that really pisses me off though is that the insurance guy I talked to sounded so weirdly cute and relatable and sorry on the phone that it was impossible for me to stay mad lol. Like I'm angry but at the same time I'm not cause he seemed so cute? It's annoying! Lol
(Ps. Love your UN lol)
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